Last Updated on November 20, 2021 by Justin Su

Budgeting apps changed the way we manage our budgets before budgeting apps were introduced people like to work on excel or keep records in the diary where they enter and edit things manually.

Those days were not bad but it was time-consuming and a minor human mistake can cost more. But with budgeting apps, you can manage your budgets within a few minutes and can check whenever needed to do.

Nowadays there are many budgeting apps available to choose from. In almost every country you can find local budgeting apps that are connected with banks but there are budgeting apps for everyone that works beyond borders.

You can access these apps from anywhere and anytime. They offer different types of services depending on the location and your choice.

10 Best Budgeting Apps For Everyone

Following are the budgeting apps that can be used by almost every type of person and it doesn’t matter where you are living, you can simply use them as your budgeting buddy.

Mint

Mint is one of the free budgeting apps that perfectly works for beginners living in the USA, as it is available only in the USA for now.

It is owned by Intuit, the financial-related app platform development company located in the USA. They have owned Mailchimp, Mint, Turbotax, Quickbooks, and Credit Karma.

Mint is connected with more than hundreds of financial institutions. Which you can sync with within a few clicks. You can easily add your cash, credit cards, investments, and bills.

Don’t pay more than you need to. The app track bills to help make sure you never miss a due date. Plus, get overdraft protection alerts.

It has awesome features like Budget Planner, Credit monitoring, Spending tracking, 256-bit encryption, and 2fa authentication.

Website: https://mint.intuit.com

Pricing: Free

Application: A mobile app is available for both devices iOS & Android. More than 120 million downloads.

Simplifi

Simplifi is owned by Quicken. If you are following financial articles in The New York Times then you may know that they mentioned Simplifi as the best budgeting apps and tool.

You can use Simplifi on your web browser, android, and iOS devices. It has attached more than 1400 financial institutions which you can access within an app.

It allows you to see your banking, credit card, loans, and investments all in one place, so you know exactly where you stand.

It also tracks and finds recurring bills and subscriptions, including which are not used by you, so you can either complete the bill or cancel them anytime.

You can set a custom watchlist according to its category, payee, or tags, so you can track them easily and without spending extra time on individual searches.

Website: https://www.quicken.com/simplifi/

Pricing: 30 days free trial. After that, you can choose a plan, $5.99/Month in a monthly plan or $3.99/Month in the yearly plan.

Application: For iOS and Android. More than 130K downloads on both stores.

PocketGuard

Simplest budgeting app for simple people.

You can either download their app or sign up on the website which takes only 5 to 10 seconds. Once you created an account on PocketGuard you just need to connect with your bank or enter details for cash.

In the next step add the amount you have and add bills with the next due date. It takes only a few seconds but it depends on the bills you have.

With a paid subscription, you can get the extra following features like custom categories, unlimited budgets, unlimited goals, debt payoff plan, split transaction, export transaction, track cash you spend and receive, and many more.

Website: https://pocketguard.com/

Pricing: Free version, $79.99/ Lifetime, $24.99/Annual, $4.99/ month

Application: Supports in Browser, Android, and iOS. More than 100K downloads on both stores.

Personal Capital

If you have fewer expenses and revenue then I do not recommend going with Personal Capital, as it is for those who have “Capital” or are perfect for investors.

They more focus on investment and then on saving for users. Most businesses owners prefer to go with Personal Capital.

They serve more than 12 million users from whom they hold over $1 trillion in assets, as mentioned on their website.

Financial tool, Net worth, Fee analyzer, Saving planner, and Retirement planner are their best financial tool that you can use. They have other services like wealth & cash management

Website: https://www.personalcapital.com/

Pricing: Check on your own!

Application: Supports in Browser, Android, and iOS.

EveryDollar by RamseySolutions

RamswySolutions is owned by David Lawrence, he is a well-known radio host, finance personality, book author, and businessman. His “The Ramsey Show” was quite a famous radio program in the USA.

EveryDollar has features like They have features like sync with the bank to track transactions, budget reports, send transactions to your spouse, move funds from one category to another, get tracking recommendations based on past spending, download transactions in a spreadsheet, get free coaching calls from the financial coach but not all these features are free.

Website: https://www.ramseysolutions.com/ramseyplus/everydollarbv

Pricing: Creating an account is free, get free 14 days trial with a plan. $59.99/3 month, $99.99/6 month, and $129.99/ Annually

Application: iOS supported

Related: List of 7 Best Contactless Payment Application

Trim

Trim is really best for those who want to save more money while arranging their budget. It is hard to spend time searching for saving offers here Trim helps you in this.

Trim checks your bills and analyzes your spending habits so it can save money for you. Their feature Bill Negotiation analyzes your internet, cables, wireless bills, mobile bills, spending habits so you can save more money without spending extra time.

Most of their features are free except a few like LevelCredit.

Website: https://www.asktrim.com/

Pricing: Depending on the service you choose some are free and some are paid, you can get an annual subscription for $99.99 or pay 33% of your saving.

Honeydue

HoneyDue is for couples or soulmates. It was launched in 2019 and currently has more than 100K downloads. It claims to be the best personal finance app for couples that helps them to track bills, bank balance, spending together, and more.

Their feature Join Cash allows you to share the bills together, each of you gets your own account number and debit card in a shared balance.

Honeydue reminds you of both amount due bills and allows you to chat with emojis as well.

Website: https://www.honeydue.com/

Pricing: Free

Application: Android & iOS device supported.

Koody

Koody is a UK-based registered budgeting and financial management app. It is not available on Google Play Store or App Store but you can download their app through the special link which you can get after signing up on their website.

It is simply like any other budgeting app and it doesn’t connect with your bank account so you get full safety, and I like that when the app is not on a public platform.

You can use Koody on your browser but it looks very bad in that hence I do not suggest to use on the browser, download their app which looks awesome.

Website: https://budget.koody.co

Pricing: Free

Application: Web, Android & iOS device supported.

Moneyfy

Money title itself saves what it is built for, Budget Manager and Expense Tracker app. The app design and structure are very awesome that you can find all information within a few clicks without roaming around.

They have features like

  • Add new records quickly with the intuitive and easy-to-use interface
  • See your spending distribution on an easy-to-read chart, or get detailed information from the records list
  • Safely synchronize using your own Google Drive or Dropbox account
  • Take control of recurring payments
  • Track in multi-currencies
  • Access your spending tracker easily with handy widgets
  • Manage custom or default categories
  • Backup and export personal finance data in one click
  • Save money with a budget tracker
  • Stay secure with passcode protection
  • Use multiple accounts
  • Crunch numbers with the built-in calculator

Website: https://budget.koody.co

Pricing: Free

Application: Web, Android & iOS device supported.

Walley

Walley is an iOS-based application. It is more than a budgeting app as it says that Walley is an expense tracking and saving application.

You just need to add your financial details and the app automatically tracks and analyzes all your spending habits, expenses, accounts, budgets, and provides you better results on where you can save more and can spend.

Website: https://www.wally.me/

Pricing: Free

Application: iOS devices only

Review: It has an average rating of 3.9 out of 5 from 1.5 ratings.

Tiller

Got a hands-on Spreadsheet? Then you will find Tiller easy to use application.

Tiller helps you to get your daily updates automatically to a spreadsheet where you can check all your account details, where you spend, and then you can plan accordingly.

You can customize the spreadsheet as your requirement and you can also find different readymade templates as well. You can use Tiller to track your budget, debt payoffs, net worth, track expenses, business track, and share budgeting

Website: https://www.tillerhq.com/

Pricing: 30-days trial and then $79 per year.

Application: Google Workspace Marketplace

Review: More than 39K people installed the app and rated it by 114 people, 4.6 out of 5.

Other Budgeting Apps

Following are the budgeting apps that are not added to the above list because of their bad ratings. Most of the time ratings depend on users’ current experience, hence ratings can get changed anytime.

Spendee – 2.9 rating on Play Store but has 4.5 rating on App store