Last Updated on July 6, 2023 by Justin Su

Looking for an app for transferring money across borders online? Then you are in the right place. Here you will find a list of the 10 best apps for transferring money.

Those times are gone when you have to stand in a queue for transferring and receiving money in banks. It was time-consuming and fees are high too.

But nowadays transferring money becomes simple, easy, and easy thanks to payment apps. You can transfer money within a few minutes from anywhere to anyone.

In this article, you will find the best apps for transferring money online from one country to another or within a country.

You can comment down if you find any issues with any of the below-mentioned apps.

6 Best Apps For Transferring Money

There is a number of apps available on the internet and you are free to choose any of them. Below are the best in the sense of rate, trust, limit, and regions.

TransferWise – Now Wise

Wise is a London-based company founded in the year 2011, previously it was known as TransferWise. You can transfer money from 27 countries as mentioned on their website.

They also claim that they are 3.2x cheaper than Paypal and they do transfer more than $6 billion each money while saving $3 million hidden fees each day.

Suppose you are sending 50K INR from India to the USA, Wise charges a 1038 INR fee ad Paypal takes 2788 INR in the fee.

By signing up using the referral link you don’t have to pay any fee for a transfer of up to 25K INR.

Downloads: 5,000,000

Ratings: 4.4 out of 5 from 1,29,300 users on Play Store and 4.6 out of 5 from 122,900 on Trustpilot

Number of Supported Countries: 27


WorldFirst was founded in the year 2004 by Jonathan Quin and launched an online platform in 2007-08. Their offices are located in London, Amsterdam, Hong Kong, Singapore, Tokyo, and Sydney.

Since now the platform has served more than 240K businesses from all over the world. And they utilized to send more than £87bn around the world.

Note: WorldFirst stopped accepting personal accounts but their partner XE.COM allows you to do the same. They are available in the USA, Canada, UK, Australia, Europe, and New Zealand.

Downloads: 70 million downloads

Ratings: 4.6 out of 5 from 1920 users on Trustpilot and 3.7 out of 5 from 103K users.

A number of Supported Countries: 6


Remitly works well for countries located in Asia and Africa. You can send money to more than 130 countries. If you are looking for a small-value transaction then Remitly will work for you.

They have some limitations on transactions, limitation depends on the location, and you can’t send more than 10K USD at once.

Downloads: 2,000,000+

Ratings: 4.8 out of 5 from 210K users on the play store and 598K users rated on App Store 4.9 out of 5 ratings, 4.4 ratings out of 5 from 32K users on Trustpilot.

Number of Supported Countries: 130+

Western Union

Western Union is USA based financial company, it was started in the year 1851. It offers different services like Wire transfers, Money orders, Money transfers, Bill pay, Transfer tracking, and Price estimation.

WU is operating in more than 200 countries including territories. They have 500K agent locations and 150 million retail & digital customers.

WU is considered one of the safest platforms for transferring money online.

By joining Western Union using the referral link and once you spend $100 then you will earn a $20 e-gift code.

Downloads: 15,000,000+

Ratings: 4.5 ratings out of 5 from 210K users on Play Store. They have negative ratings on platforms like TrustPilot, 2.4 out of 5 from 18K users on Trustpilot.

A number of Supported Countries: 200+

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OFX (Previously Known As OzForex)

OFX is a Sydney, Australia-based financial platform. It was started in the year 1998 by Matthew Gilmour. Offices are located in 6 different locations Australia, the United States, the United Kingdom, New Zealand, Canada, and Hong Kong.

They claim their rates are bank-beating, which means their rates are better than bank rates. They do support 50 different currencies and 190 countries.

Downloads: 200K installs

Ratings: 4.4 out of 5 by 2.2K users on Play Store and 4.3 out of 5 from 4.5K users on Trustpilot.

The number of Supported Countries: 190+


PayPal is one of the very known payment platforms founded by Elon Musk and his colleagues. Transferring money through Paypal is a bit faster than other apps but their fees may hurt you.

It is one of the best apps for transferring money online.

It was started in the year 1998. There are more than 300 million users registered on Paypal. PayPal charges 3.0% to 4.0% for currency conversation.

Downloads: 150,000,000+

Ratings: 4.2 out of 5 from 20,55,000 users on the Play Store. Paypal has a very bad review on Trustpilot, with 1.2 ratings out of 5 from 18K users.

The Number of Supported Countries: 200+

Other Apps For Transferring Money

Azimo – It was founded in 2012 and serves in more than 200 countries. More than 1,000,000 people have downloaded the app.

Venmo – More than 70 million people use the platform worldwide. Powered by PayPal. There are many apps to transfer money and Venmo is one of them.

MoneyGram – Another transferring money app that is in business for the last many years. It is available in more than 100 countries.

CashApp – CashApp is owned by Square the known financial giant firm. More than 80 million people installed their app.

Google Pay – Owned by Google but available in India and USA only. Read here more about what you can do with Google Pay.

What Is The Best App For Transferring Money?

Above mentioned apps are the best app for transferring money but it depends on the location you are living some offer exciting deals as well.